Rates

VEHICLE LOAN RATES

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

2 Auto Price CANNOT exceed NADA Value. Auto Loans NOW INCLUDE tax, registration, or other fees.

3 Used Cars maximum term is 6 years. Other restrictions may apply.

4 Rates include 0.25% reduction for automatic payments made from your Motion account.

Product Years Payroll Deduct APR1 Coupon Book APR1 Terms2
New Auto Up to 2 1.65% 100% Purchase Price
New Auto Up to 3 1.75% 100% Purchase Price
New Auto Up to 4 1.85% 100% Purchase Price
New Auto Up to 5 2.05% 100% Purchase Price
New Auto Up to 6 2.55% 100% Purchase Price
New Auto Up to 7 3.35% 100% Purchase Price
Used Auto Up to 2 1.95% 100% Purchase Price
Used Auto Up to 3 2.05% 100% Purchase Price
Used Auto Up to 4 2.25% 100% Purchase Price
Used Auto Up to 5 2.45% 100% Purchase Price
Used Auto Up to 6 3.45% 100% Purchase Price
Boat / RV / Airplane Up to 20 As low as 4.45% Flexible terms

Rates subject to change at any time.

PERSONAL LOAN RATES

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.Rates subject to change at any time. Other restrictions & details may apply.

2 Rates include 0.25% reduction for automatic payments made from your Motion account.

Product Years Payroll Deduction APR1 Coupon Book APR1 Terms
Personal Loan Up to 2 6.45% Max $20,000
Personal Loan Up to 3 7.65% Max $20,000
Personal Loan Up to 4 8.45% Max $20,000
Personal Loan Up to 5 9.15% Max $20,000

Rates subject to change at any time.

OTHER LOAN RATES

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

Product Years Rate APR1 Terms
CREDIT CRUNCHER (Debt Consolidation) Up to 4 8.60% Max $20,000

Rates subject to change at any time.

SHARE / STOCK SECURED RATES

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

2 Rates include 0.25% reduction for automatic payments made from your Motion account.

Product Years Payroll Deduct APR1 Coupon Book APR1 Terms
Share Secured Up to 2 1.55% 100% Savings
Share Secured Up to 3 2.25% 100% Savings
Share Secured Up to 4 2.55% 100% Savings
Share Secured Up to 5 3.25% 100% Savings
Share Secured Up to 6 N/A 100% Savings
Share Secured Up to 7 N/A 100% Savings
Stock Secured 5.25%

Rates subject to change at any time.

EDUCATION LOAN RATES

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

Maximum Amount Rate (APR1) Type Repayment Term Notes
$20,000 Prime + 1/2% 1 Year Variable 5 Years Payable to school only

Rates subject to change at any time.

SAVINGS PRODUCTS RATES

1 APY = Annual Percentage Yield

Product Dividend Rate APY1
REGULAR SHARE (Savings) 0.010% 0.0100%
SHARE DRAFT (Checking) 0.005% 0.0050%
CLUB MOTION (Holiday, Vacation, ME) 0.050% 0.0500%
IRA 0.150% 0.1501%
MONEY MARKET (Tier II; $2,501 – $50,000) 0.100% 0.1000%
MONEY MARKET (Tier III; $50,000+) 0.150% 0.1501%
3-5 MONTH SHARE CERTIFICATE 0.07% 0.0700%
6-11 MONTH SHARE CERTIFICATE 0.10% 0.1001%
12-17 MONTH SHARE CERTIFICATE 0.15% 0.1501%
18-23 MONTH SHARE CERTIFICATE 0.20% 0.2002%
24-35 MONTH SHARE CERTIFICATE 0.30% 0.3004%
36-47 MONTH SHARE CERTIFICATE 0.40% 0.4007%
48-59 MONTH SHARE CERTIFICATE 0.50% 0.5011%
60 MONTH SHARE CERTIFICATE 0.60% 0.6017%
IRA 6-11 MONTH SHARE CERTIFICATE 0.25% 0.2503%
IRA 12-17 MONTH SHARE CERTIFICATE 0.35% 0.3506%
IRA 18-23 MONTH SHARE CERTIFICATE 0.45% 0.4509%
IRA 24-35 MONTH SHARE CERTIFICATE 0.55% 0.5514%
IRA 36-47 MONTH SHARE CERTIFICATE 0.65% 0.6519%
IRA 48-59 MONTH SHARE CERTIFICATE 0.75% 0.7526%
IRA 60 MONTH SHARE CERTIFICATE 0.85% 0.8533%

Rates subject to change at any time.

CREDIT CARD RATES

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.Rates subject to change at any time. Other restrictions & details may apply.

Product Payroll Deduct APR1 Coupon Book APR1 Terms
POWER VISA┬« -Low Rate Visit “Cards” page for rates. Visit “Cards” page for rates. Max $25,000
POWER VISA┬« with Rewards Visit “Cards” page for rates. Visit “Cards” page for rates. Max $25,000