Find Your Next Car with Motion FCU by clicking Shop Now

Car buying has never been easier with Motion FCU’s all new Car Finder! Browse local inventory, compare vehicles, and access free CarFAX reports, all from the comfort of home.

Let us help you LOWER your car payment today!

Calculate how much you could save with us by clicking here SAVE NOW

Vehicle Loans in Motion

Let Motion help to get you on the road! You could SAVE BIG when you finance your vehicle with us.

Rates as low as 2.69% APR*
• Affordable monthly payments
• Discounted CarFax Reports available
• Mechanical Breakdown Insurance available
• Guaranteed Asset Protection (GAP) available
• Credit Life & Disability Insurance available

Apply online now to see if you can SAVE!

RV Loans

The great outdoors are waiting for you and Motion may be able help you get there with an RV Loan! Get an affordable, fixed rate, with flexible terms. The roads await you….apply today!

Boat Loans

Whether it is a powerboat or sailboat, Motion is here to get you sailing! If you have a boat currently financed through a different lender, Motion may be able to refinance it and lower your payment. Apply for a Boat Loan now!

Motorcycle Loans

There are many styles of motorcycles that can help you become a road warrior, a bike enthusiast, or a die-hard classics rider. If you have a motorcycle in mind, we have the financing. Motion’s Motorcycle Loan offers great rates & terms!

Vehicle Loan Bonuses

CARFAX Discounts

Download your FREE CARFAX® certificate here. (Adobe® Acrobat Reader® required.)

Guaranteed Auto Protection & Mechanical Breakdown Protection

Click here to learn more about GAP and MBP.

Not a Motion member/owner yet? No problem. Click here for instructions on how to join us. If you already are a member/owner, please proceed.

Apply online or by calling 908.862.6966 and listen to the prompts.

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

2 Auto Price CANNOT exceed NADA Value. Auto Loans NOW INCLUDE tax, registration, or other fees.

3 Used Cars maximum term is 6 years. Other restrictions may apply.

4 Rates include 0.25% reduction for automatic payments made from your Motion account.

Product Years Rates as low as Terms2
New Auto Up to 2 2.69% 100% Purchase Price
New Auto Up to 3 3.05% 100% Purchase Price
New Auto Up to 4 3.25% 100% Purchase Price
New Auto Up to 5 3.45% 100% Purchase Price
New Auto Up to 6 3.70% 100% Purchase Price
New Auto Up to 7 4.70% 100% Purchase Price
Used Auto Up to 2 2.99% 100% Purchase Price
Used Auto Up to 3 3.25% 100% Purchase Price
Used Auto Up to 4 3.55% 100% Purchase Price
Used Auto Up to 5 3.85% 100% Purchase Price
Used Auto Up to 6 4.90% 100% Purchase Price
Boat / RV / Airplane Up to 20 As low as 5.75% Flexible terms