Rates

SAVINGS PRODUCTS RATES

1 APY = Annual Percentage Yield

Product Dividend Rate APY1
REGULAR SHARE (Savings) 0.010% 0.0100%
SHARE DRAFT (Checking) 0.005% 0.0050%
CLUB MOTION (Holiday, Vacation, ME) 0.150% 0.1501%
IRA 0.25% 0.2503%
MONEY MARKET (Tier II; $2,501 – $50,000) 0.850% 0.8533%
MONEY MARKET (Tier III; $50,000+) 1.100% 1.1056%
3-5 MONTH SHARE CERTIFICATE 0.70% 0.7023%
6-11 MONTH SHARE CERTIFICATE 0.90% 0.9037%
12-17 MONTH SHARE CERTIFICATE 1.15% 1.1561%
18-23 MONTH SHARE CERTIFICATE 1.20% 1.2066%
24-35 MONTH SHARE CERTIFICATE 1.30% 1.3078%
36-47 MONTH SHARE CERTIFICATE 1.40% 1.4090%
48-59 MONTH SHARE CERTIFICATE 1.50% 1.5104%
60 MONTH SHARE CERTIFICATE 1.70% 1.7133%
IRA 6-11 MONTH SHARE CERTIFICATE 1.10% 1.1056%
IRA 12-17 MONTH SHARE CERTIFICATE 1.20% 1.2066%
IRA 18-23 MONTH SHARE CERTIFICATE 1.30% 1.3078%
IRA 24-35 MONTH SHARE CERTIFICATE 1.40% 1.4090%
IRA 36-47 MONTH SHARE CERTIFICATE 1.50% 1.5104%
IRA 48-59 MONTH SHARE CERTIFICATE 1.60% 1.6118%
IRA 60 MONTH SHARE CERTIFICATE 1.85% 1.8658%

Fees could reduce earnings on account. Rates subject to change at any time.

CREDIT CARD RATES

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.Rates subject to change at any time. Other restrictions & details may apply.

Product Payroll Deduct APR1 Coupon Book APR1 Terms
POWER VISA┬« -Low Rate Visit “Cards” page for rates. Visit “Cards” page for rates. Max $25,000
POWER VISA┬« with Rewards Visit “Cards” page for rates. Visit “Cards” page for rates. Max $25,000

These rates are advertised as low as.

VEHICLE LOAN RATES

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

2 Auto Price CANNOT exceed NADA Value. Auto Loans NOW INCLUDE tax, registration, or other fees.

3 Used Cars maximum term is 6 years. Other restrictions may apply.

4 Rates include 0.25% reduction for automatic payments made from your Motion account.

Product Years Rates as low as Terms2
New Auto Up to 2 4.25% 100% Purchase Price
New Auto Up to 3 4.60% 100% Purchase Price
New Auto Up to 4 4.75% 100% Purchase Price
New Auto Up to 5 4.95% 100% Purchase Price
New Auto Up to 6 5.20% 100% Purchase Price
New Auto Up to 7 6.00% 100% Purchase Price
Used Auto Up to 2 4.50% 100% Purchase Price
Used Auto Up to 3 4.75% 100% Purchase Price
Used Auto Up to 4 5.05% 100% Purchase Price
Used Auto Up to 5 5.40% 100% Purchase Price
Used Auto Up to 6 6.25% 100% Purchase Price
Boat / RV / Airplane Up to 20 As low as 7.75% Flexible terms

These rates are advertised as low as.

PERSONAL LOAN RATES

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.Rates subject to change at any time. Other restrictions & details may apply.

2 Rates include 0.25% reduction for automatic payments made from your Motion account.

Product Years Rates as low as Terms
Personal Loan Up to 2 8.60% Max $20,000
Personal Loan Up to 3 9.80% Max $20,000
Personal Loan Up to 4 10.50% Max $20,000
Personal Loan Up to 5 11.20% Max $20,000

These rates are advertised as low as.

OTHER LOAN RATES

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

Product Years Rate APR1 Terms
CREDIT CRUNCHER (Debt Consolidation) Up to 4 8.60% Max $20,000

These rates are advertised as low as.

SHARE / STOCK SECURED RATES

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

2 Rates include 0.25% reduction for automatic payments made from your Motion account.

Product Years Rates as low as Terms
Share Secured Up to 2 4.25% 100% Savings
Share Secured Up to 3 5.00% 100% Savings
Share Secured Up to 4 5.25% 100% Savings
Share Secured Up to 5 6.00% 100% Savings
Share Secured Up to 6 N/A 100% Savings
Share Secured Up to 7 N/A 100% Savings
Stock Secured 7.00%

Rates subject to change at any time.

EDUCATION LOAN RATES

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

Maximum Amount Rate (APR1) Type Repayment Term Notes
$20,000 Prime + 1/2% 1 Year Variable 5 Years Payable to school only