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March 3, 2024
Motion Federal Credit Union

Loan Rates

Loan Rates

Auto Loan Rates
ProductYearsRates as low asTerms2
New Auto Up to 2 5.75% 100% Purchase Price
New Auto Up to 3 6.10% 100% Purchase Price
New Auto Up to 4 6.25% 100% Purchase Price
New Auto Up to 5 6.45% 100% Purchase Price
New Auto Up to 6 6.70% 100% Purchase Price
New Auto Up to 7 7.50% 100% Purchase Price
Used Auto Up to 2 5.95% 100% Purchase Price
Used Auto Up to 3 6.25% 100% Purchase Price
Used Auto Up to 4 6.55% 100% Purchase Price
Used Auto Up to 5 6.90% 100% Purchase Price
Used Auto Up to 6 7.75% 100% Purchase Price

1Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

Auto Price CANNOT exceed NADA Value. Auto Loans NOW INCLUDE tax, registration, or other fees.

Used Cars maximum term is 6 years. Other restrictions may apply.

Rates include 0.25% reduction for automatic payments made from your Motion account.

These rates are advertised as low as.

Credit Card Rates
ProductRates as low as Limit
POWER VISA® -Low Rate 10.45% Max $25,000
POWER VISA® with Rewards 14.25% Max $25,000
POWER VISA® -Student Call about our special rate  
POWER VISA® -Secured 11.25% Max $25,000
Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.Rates subject to change at any time. Other restrictions & details may apply.

Credit Cruncher (Debt Consolidation)
ProductYearsRate (APR1)Term
Credit Cruncher (Debt Consolidation) Up to 4 8.60% Max $20,000

Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

Recreational Vehicle Loans Rates
ProductYearsRates as low asTerms2
Boat / RV / Airplane Up to 20 As low as 9.75% Flexible terms

Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

2 Auto Price CANNOT exceed NADA Value. Auto Loans NOW INCLUDE tax, registration, or other fees.

Used Cars maximum term is 6 years. Other restrictions may apply.

Rates include 0.25% reduction for automatic payments made from your Motion account.

These rates are advertised as low as.

Personal Loan Rates
Effective Date: Sunday, March 3rd, 2024
ProductYearsRates as low asTerm
Personal Loan Up to 2 10.75% Max $20,000
  Up to 3 11.30% Max $20,000
  Up to 4 12.00% Max $20,000
  Up to 5 12.70% Max $20,000

Rates are determined by your personal credit history and payment method, so your rate may differ. APR = Annual Percentage Rate.Rates subject to change at any time. Other restrictions & details may apply.

2 Rates include 0.25% reduction for automatic payments made from your Motion account.

These rates are advertised as low as.

Other Loan Rates
ProductYearsRate APR1Terms
CREDIT CRUNCHER (Debt Consolidation) Up to 4 8.600% Max $20,000

Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

These rates are advertised as low as.

Share/Stock Secured Rates
ProductYearsRates as low asTerm
Share Secured Up to 2 5.50% 100% Savings
  Up to 3 6.00% 100% Savings
  Up to 4 6.50% 100% Savings
  Up to 5 7.25% 100% Savings
  Up to 6 N/A 100% Savings
  Up to 7 N/A 100% Savings
Stock Secured   8.75% 100% Savings

1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply.

Rates include 0.25% reduction for automatic payments made from your Motion account.

Rates subject to change at any time.

Education Loan Rates
Maximum AmountRate (APR1)TypeRepayment TermNotes
$20,000 Prime + 1/2% 1 Year Variable 5 Years Payable to school only
1 Rates are determined by your personal credit history and payment method, so your rate may differ.
APR = Annual Percentage Rate.
Rates subject to change at any time. Other restrictions & details may apply

Mortgage Rates

Today's Featured Rates
ProductRatePointsAPR
New SPECIAL coming soon!      

First Mortgages
Effective Date: Sunday, March 3rd, 2024
ProductRatePointsAPR
30-Year Fixed 7.000% 0.00 7.071%
20-Year Fixed 6.875% 0.00 6.967%
15-Year Fixed 6.750% 0.00 6.864%

Home Equity
ProductRatePointsAPR
Home Equity 8.500% 0  
HELOC 8.500% 0  

Other Products Available - Call for more options!

*Unless you have a rate lock rates are subject to change without notice. Rates are generally updated daily. Jumbo mortgage rates may be higher. Call for rates.

  • Home Equity rates are fixed
  • HELOC rates are adjustable

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