What's New at Motion?

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Important Message for our Members


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Wood Ave – Mon.-Fri. – 9am – 4pm, Sat. 9am -1pm

Jersey Ave – Mon.-Fri. – 9am – 4pm, Sat. 9am -1pm

Worksite Locations

Clinton Mon.-Fri – . 7:30am – 2:30pm

CAB Mon.-Fri. – 8:30am – 3:30pm

LTC & BOB – Same alternating days with the closing time 3 pm for the PM branch

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You could SAVE big when you refinance an auto loan with Motion.

Rates as low as 2.25% APR*


Save NOW and Save LATER!

• Discounted CarFax Report available
• Mechanical Breakdown Insurance available
• Guaranteed Asset Protection (GAP) available
• Credit Life & Disability Insurance available

Apply online now and get ready for savings!

*Rates are determined by your personal credit history and payment method, so your rate may differ. APR = Annual Percentage Rate. Rates are subject to change at any time. Other restrictions & details may apply.

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Vacation Loans are HERE!

Borrow up to $2,020
Low 4.99% APR – Annual Percentage Rate
Up to 12 months to repay


Apply online now and get ready for savings!

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Restock Your Cash

Apply Online >>>>> Close Online

Pick Your PaymentUse our Cash!

$30.51 >>>>>>>>>>>> $1,000
$61.03 >>>>>>>>>>>> $2,000
$91.54 >>>>>>>>>>>> $3,000

3 year terms – Fixed 6.2% APR

Other restrictions may apply –call or visit for more loan details
APR = Annual Percentage Rate

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Coming Soon!

Look for our new expanded auto buying resources coming soon to this website!

Help to Stay Safe from Flu season!

Make sure you have enrolled in Home Banking and downloaded our Mobile App

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Apply for Loans and Credit Cards online here on our Website

Wash hands frequently!

Motion is now in your hands anytime, anywhere or simply home with no need to visit a branch!

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We’re here to help if you need it due to Covid-19…

Skip a Payment

If your finances are impacted by the current world events we may be able to help ease your stress.

Submit a request form to skip a payment

Skip a Payment Request Form

Other restrictions may apply –call or visit for details


Your credit insurance will not cancel for non-payment until you are more than 90-days delinquent on your loan. Consistent with New Jersey’s recent emergency Bulletin, if you are experiencing any hardship from COVID-19 and would like to discuss loan modificationor billing options or make alternative payment arrangements, please contact us at 908-862-6966.

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Volunteer to help your credit union!

Motion Federal Credit Union is seeking volunteers to be a part of our Supervisory Committee. This Committee meets once a month to help oversee credit union operations by reviewing reports and audits to ensure policies of the Board of Directors are adhered to and that the credit union continues to operate in compliance. If interested in volunteering and learning more please send an email expressing interest to hr@motionfcu.org

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Motion Platinum VISA credit card holders

Pay your bill the “eZ” way

It’s easy to get access to your Platinum card information online anytime and from anywhere with eZ Card Info. You can:

• Set-up alerts
Make payments
• Check your balances
• Review statements
• Track your expenses

Visit: ezcard

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Return that HIGH rate store credit card and get our LOW RATE Visa Credit Card!

*Motion’s Platinum Visa Credit Card includes:

NO Transfer Fees
NO Annual Fee

Compare our card to yours and you will see its a “must have” addition to your wallet!

Save on TAX prep this year!

Click below to save now!


Annual Meeting & Open House – POSTPONED More Info to follow

March 25, 2020 – 5:00 -7:00 PM Business meeting 6:00PM

Wood Ave branch

Light refreshments & More!

RSVP to info@motionfcu.org or call 908-862-6966 Ext 1008

Help Family & Friends to get off the Banking Roller Coaster!

Share the Motion dream of Motion membership with your family, friends and co-workers! Encourage them to apply for membership today!

Visit the “Join Us” page for more membership information.

Endless Banking Hours

Stay inside and warm without worrying about getting to a branch for your banking needs. Sign-up for Home Banking and download Motion’s Mobile App today! Motion’s Mobile App allows for fast & easy access to your accounts, anywhere, anytime! Check balances, make transfers, view history, manage bill payments and more!. Simply use your iPhone or Android smart phone. It’s FREE and SECURE.

*Motion Federal Credit Union does not charge you a fee for access or use of the Mobile App. You should contact your mobile service carrier for information about fees associated with sending or receiving text messages or accessing the Internet from your mobile phone. iPhone images are registered trademarks of Apple Inc. Android is a trademark of Google Inc.

Motion Convenience Products

Motion offers the following products & services to make your life easier, by saving you time & money: Visa CU TravelMoney®, Foreign Currency Exchange, Visa® Gift Cards, Money Orders, Notary Services, Wire Transfers, Direct Deposit, Novelty Banks (for purchase).

For more information click here.


Please be advised that in order for us to process a deposit for you when using the Mobile Deposit feature, the endorsement on the back of your check must include:

“For Mobile Deposit Only at MFCU”

Again, you must sign the back of your check and write: For Mobile Deposit Only at MFCU.

We thank you for using our Mobile App and Home Banking Services!

Featured Motion Value Perk

AMC Movie Tickets!

As Motion member/owners, you can purchase discounted AMC Black Movie Tickets™ at the cost of $11.00 per ticket while supplies last. Purchase tickets at any Motion branch and cool down with a good movie today!

Restrictions apply.

Member Perks & Discounts

Motion offers FREE member/owner discounts that you can take advantage of! Visit Value Perks exciting baseball discounts and much more.

More Website Updates & Improvements Coming Soon!

Motion FCU is in the process of revising the website to increase its accessibility to disabled members and it is anticipated that this update will be completed within the next few weeks.


For protection of your Motion accounts, if you plan on using your Motion credit and/or debit card for transactions when traveling out of the country, you must complete a Travel Notification for Visa Debit and Credit Card form. This will prevent your cards from being restricted.

Home Shopping?

Get your home financed with a Mortgage from Motion! Choose from an array of programs and rates that could meet your needs:

• Flexible Terms & Great Rates
• First-time Home Buyer Programs with only 3% down
• HARP Mortgages Available
• 5/5 ARM
• 7/1 ARM
• Many more options to choose from!

Check to see if you are pre-approved by calling: 908-862-6966

*Restrictions apply. Your annual Percentage Rate may differ. Loan approval subject to credit, income and property evaluation. An interest rate is not guaranteed unless a member/owner has received credit approval of an application and both member/owner and Motion have executed the Rate Lock Request. Motion Federal Credit Union has a home loan partnership with State Financial Network, LLC, a credit union service organization. This affiliation allows us to offer our member/owners competitive rates and fees along with a high level of service that you expect and deserve. Over the years State Financial Network, LLC has assisted thousands of member/owners just like you with their home financing needs. Equal Opportunity Lender – We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. *Conditions apply. *APR=Annual Percentage Rate

Important Security Information

Keep up with important security information by visiting the Tools & Resources page, click on Security tab to stay abreast of security updates.

Your $250,000 is Covered!

Your shares at Motion Federal Credit Union up to $250,000 are insured by the National Credit Union Share Insurance Fund (NCUSIF) or the Fund, an arm of NCUA. Visit the Tools & Resources page to learn more.

To estimate your insurance coverage amount click here.

Check out Motion’s Online Bill Pay

Now is the time to get organized and stop writing checks – and we’re here to help you. When you receive and pay your bills with Motion Federal Credit Union’s Online Bill Pay, you can see when they’re due and control when they’re paid. One website, one password, that’s it. Now that’s organized! With Motion Federal Credit Union’s Online Bill Pay, you get:

Organization – Manage your bills and payments from one convenient location
Control – Pay what you’d like, when you’d like, unlike auto-debit
Convenience – Pay anyone who you normally pay by check

Go to: motionfcu.org to sign-up for Home Banking first, then you’re ready for Bill Pay!

Click here to get started today by signing up for Home Banking first.

If you are currently a Home Banking user, you will find Bill Pay information when you log into your Home Banking account.

*Restrictions apply

Movie Tickets Available at Motion!

AMC Black Ticket™ tickets sold at the cost of $11.00* per ticket for members, while supplies last. (Restrictions)

Terms and Conditions

AMC Black Ticket

Present at box office only, Not valid for online redemption. Good at any AMC Theatres®, location in the United States only. Subject to surcharge for 3D, premium large screen format (e.g., IMAX®, AMC Prime®), alternative content, dine-in-theatres, film festivals, special theatrical presentations and premium services; location surcharges may also apply at select locations, including Disney and Universal properties operated by AMC. AMC reserves the right to change these terms and conditions without notice, including changes and additions to surcharge fees, restrictions or exclusions.

AMC Black tickets are exchange items that are NOT eligible toward earning AMC Stubs rewards either at time of purchase or time of redemption. Valid seven days a week

*Price subject to change without notice.

Motion Value Perk

You can SAVE just because you’re a member/owner here at Motion! Click on the banner below for more information:

Shop America Program