
Motion is working hard behind the scenes to provide you with an even greater member experience!
Be on the lookout for:
- New products & services
- An enhanced digital experience
- Improved functionality
- Expanded convenient features
- And much more!
More details coming soon.

Motion Federal Credit Union, Linden, NJ is proud to announce it is starting 2026 with a 5-Star Superior rating from BauerFinancial, the Nation’s Premier Credit Union and Bank Rating Firm.
A 5-Star Superior rating indicates that Motion Federal Credit Union is one of the strongest credit unions in the nation.

This club showcases great savings plans that will help shape your financial future and provide better management of your cash flow. Short-term and long-term savings goals are available.
POWER Visa
Get in Motion and apply for one of our POWER credit cards today!
- POWER VISA® - Low Rate
- POWER VISA® with Rewards
- POWER VISA® - Student
- POWER VISA® - Secured
LOWER YOUR CAR PAYMENT!
You could SAVE big when you refinance an auto loan with Motion.
Click here to calculate how much you could save
- Low competitive rates
- No application fee – FREE TO CHECK IF YOU CAN LOWER YOUR PAYMENT TODAY!
- Discounted CarFax Report available
- Mechanical Breakdown Insurance available
- Guaranteed Asset Protection (GAP) available
- Credit Life & Disability Insurance available
Save NOW and Save LATER!
*Rates are determined by your personal credit history and payment method, so your rate may differ. APR = Annual Percentage Rate. Rates are subject to change at any time. Other restrictions & details may apply.
Get your home financed with a Mortgage from Motion! Choose from an array of programs and rates that could meet your needs:
• Flexible Terms & Great Rates
- REFINANCE
• First-time Home Buyer Programs with only 3% down
• 7/1 ARM , 5/1 ARM & MORE
• Many more options to choose from! - Home Equity loans
Check to see if you are pre-approved by calling: 908-862-6966
*Restrictions apply. Your annual Percentage Rate may differ. Loan approval subject to credit, income and property evaluation. An interest rate is not guaranteed unless a member/owner has received credit approval of an application and both member/owner and Motion have executed the Rate Lock Request. Motion Federal Credit Union has a home loan partnership with State Financial Network, LLC, a credit union service organization. This affiliation allows us to offer our member/owners competitive rates and fees along with a high level of service that you expect and deserve. Over the years State Financial Network, LLC has assisted thousands of member/owners just like you with their home financing needs. Equal Opportunity Lender – We Do Business in Accordance with the Fed

