What's New at Motion?

Direct Deposit – Automate your money in Motion!

Setting up direct deposit of your payroll is easy with Motion. Simply print and complete the Direct Deposit and ACH instruction below and hand in to your HR or payroll department.

Direct Deposit

*Introducing…Motion’s new POWER Visa® Credit Cards!

Choose the card that POWERS you!

LOW RATE – Transfer high rate card balances and save with NO transfer fees!
REWARDS – Earn Motion Dream Points and redeem for many exciting choices!
STUDENT – A 4 year card that increases limits, lowers rates and graduates with a great credit score!
SECURED – Rebuild credit and be able to shop with POWER!


Find Your Next Car with MotionCarFinder.com

Shop Now!

Car buying has never been easier with Motion FCU’s all new Car Finder! Browse local inventory, compare vehicles, and access free CarFAX reports, all from the comfort of home.

*Refinancing? Click here to calculate how much you could* SAVE


You could SAVE big when you refinance an auto loan with Motion.

Click here to calculate how much you could SAVE

Rates as low as 2.85% APR*


Save NOW and Save LATER!

• Discounted CarFax Report available
• Mechanical Breakdown Insurance available
• Guaranteed Asset Protection (GAP) available
• Credit Life & Disability Insurance available

*Rates are determined by your personal credit history and payment method, so your rate may differ. APR = Annual Percentage Rate. Rates are subject to change at any time. Other restrictions & details may apply.

Restock Your Cash

Apply Online >>>>> Close Online

Pick Your PaymentUse our Cash!

$30.51 >>>>>>>>>>>> $1,000
$61.03 >>>>>>>>>>>> $2,000
$91.54 >>>>>>>>>>>> $3,000

3 year terms – Fixed 6.2% APR

Other restrictions may apply –call or visit for more loan details
APR = Annual Percentage Rate

Home Shopping?

Get your home financed with a Mortgage from Motion! Choose from an array of programs and rates that could meet your needs:

• Flexible Terms & Great Rates

    • First-time Home Buyer Programs with only 3% down
    • 7/1 ARM , 5/1 ARM & MORE
    • Many more options to choose from!
  • Home Equity loans

Check to see if you are pre-approved by calling: 908-862-6966

Mortgage Center

*Restrictions apply. Your annual Percentage Rate may differ. Loan approval subject to credit, income and property evaluation. An interest rate is not guaranteed unless a member/owner has received credit approval of an application and both member/owner and Motion have executed the Rate Lock Request. Motion Federal Credit Union has a home loan partnership with State Financial Network, LLC, a credit union service organization. This affiliation allows us to offer our member/owners competitive rates and fees along with a high level of service that you expect and deserve. Over the years State Financial Network, LLC has assisted thousands of member/owners just like you with their home financing needs. Equal Opportunity Lender – We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. *Conditions apply. *APR=Annual Percentage Rate

IMPORTANT Credit Card program CHANGES!

> EZCardinfo – NO LONGER WORKS – Please visit Home Banking to view and pay your card.
> *Be sure to update any recurring expenses with your new card info

> New Rewards available now! Visit MotionDreamPoints
> Login to Home Banking to sign up for electronic credit card statements
>>>> ATTENTION: if you pay with a Bill Pay service don’t forget to update the card number & payment address so that your payment gets to us on time!

Please monitor emails and this website for more information


You can now view and pay your credit card through Home Banking

To Make a Payment visit How to Pay

Call 888-999-3305 for more credit card services

Direct Deposit – Automate your money in Motion!

Setting up direct deposit of your payroll is easy with Motion. Simply print and complete the Direct Deposit and ACH instruction below and hand in to your HR or payroll department.

Direct Deposit

Volunteer to help your credit union!

Motion Federal Credit Union is seeking volunteers to be a part of our Supervisory Committee. This Committee meets once a month to help oversee credit union operations by reviewing reports and audits to ensure policies of the Board of Directors are adhered to and that the credit union continues to operate in compliance. If interested in volunteering and learning more please send an email expressing interest to hr@motionfcu.org

Direct Deposit – Automate your money in Motion!

Setting up direct deposit of your payroll is easy with Motion. Simply print and complete the Direct Deposit and ACH instruction below and hand in to your HR or payroll department.

Direct Deposit

Sign up for E-Statements as paper fees are in effect!


Switch to FREE E-Statements and save the $2.00 monthly paper statement fee*

Unfortunately postage and paper costs continue to go up in price. To cover that cost we need to charge a fee for those who still need a paper statement.

The reality is that the E-Statements are actually safer, faster and more secure! It also cost the credit union much less to produce. Saving the credit union expenses means saving expenses for you as a member/owner.

Its easy to sign up.

Enroll today and help everyone save!

Simply click E-Statements to enroll today

Please visit a branch or call 908-862-6966 for any questions or assistance.

Thank you!

Important Message for our Members



Wood Ave – Mon.-Fri. – 9am – 4pm, Sat. 9am -1pm

Jersey Ave – Mon.-Fri. – 9am – 4pm, Sat. 9am -1pm

Worksite Locations

Clinton Mon.-Fri – . 8:00am – 2:30pm

CAB Mon.-Fri. – 8:30am – 3:30pm CLOSED Wednesdays

LTC & BOB – OPEN – Mon, Wed, Fri – Same alternating days with the closing time 3 pm for the PM branch CLOSED Tues & Thurs – Visit CAB or Wood Ave Branch for service

Help to Stay Safe!

Make sure you have enrolled in Home Banking and downloaded our Mobile App

Sign up for E-Statements

Apply for Loans and Credit Cards online here on our Website

Wash hands frequently!

Motion is now in your hands anytime, anywhere or simply home with no need to visit a branch!

Help Family & Friends to get off the Banking Roller Coaster!

Share the Motion dream of Motion membership with your family, friends and co-workers! Encourage them to apply for membership today!

Visit the “Join Us” page for more membership information.

Endless Banking Hours

Don’t worry about getting to a branch for your banking needs. Sign-up for Home Banking and download Motion’s Mobile App today! Motion’s Mobile App allows for fast & easy access to your accounts, anywhere, anytime! Check balances, make transfers, view history, manage bill payments and more!. Simply use your iPhone or Android smart phone. It’s FREE and SECURE.

*Motion Federal Credit Union does not charge you a fee for access or use of the Mobile App. You should contact your mobile service carrier for information about fees associated with sending or receiving text messages or accessing the Internet from your mobile phone. iPhone images are registered trademarks of Apple Inc. Android is a trademark of Google Inc.

Motion Convenience Products

Motion offers the following products & services to make your life easier, by saving you time & money: Visa CU TravelMoney®, Foreign Currency Exchange, Visa® Gift Cards, Money Orders, Notary Services, Wire Transfers, Direct Deposit, Novelty Banks (for purchase).

For more information click here.


Please be advised that in order for us to process a deposit for you when using the Mobile Deposit feature, the endorsement on the back of your check must include:

“For Mobile Deposit Only at MFCU”

Again, you must sign the back of your check and write: For Mobile Deposit Only at MFCU.

We thank you for using our Mobile App and Home Banking Services!

Member Perks & Discounts

Motion offers FREE member/owner discounts that you can take advantage of! Visit Value Perks exciting baseball discounts and much more.

More Website Updates & Improvements Coming Soon!

Motion FCU is in the process of revising the website to increase its accessibility to disabled members and it is anticipated that this update will be completed within the next few weeks.


For protection of your Motion accounts, if you plan on using your Motion credit and/or debit card for transactions when traveling out of the country, you must complete a Travel Notification for Visa Debit and Credit Card form. This will prevent your cards from being restricted.

Important Security Information

Keep up with important security information by visiting the Tools & Resources page, click on Security tab to stay abreast of security updates.

Your $250,000 is Covered!

Your shares at Motion Federal Credit Union up to $250,000 are insured by the National Credit Union Share Insurance Fund (NCUSIF) or the Fund, an arm of NCUA. Visit the Tools & Resources page to learn more.

To estimate your insurance coverage amount click here.

Check out Motion’s Online Bill Pay

Now is the time to get organized and stop writing checks – and we’re here to help you. When you receive and pay your bills with Motion Federal Credit Union’s Online Bill Pay, you can see when they’re due and control when they’re paid. One website, one password, that’s it. Now that’s organized! With Motion Federal Credit Union’s Online Bill Pay, you get:

Organization – Manage your bills and payments from one convenient location
Control – Pay what you’d like, when you’d like, unlike auto-debit
Convenience – Pay anyone who you normally pay by check

Go to: motionfcu.org to sign-up for Home Banking first, then you’re ready for Bill Pay!

Click here to get started today by signing up for Home Banking first.

If you are currently a Home Banking user, you will find Bill Pay information when you log into your Home Banking account.

*Restrictions apply

Motion Value Perk

You can SAVE just because you’re a member/owner here at Motion! Click on the banner below for more information: