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March 3, 2024
Motion Federal Credit Union

Schedule of Fees

Share Draft (checking) and Share Account (savings) Services Fee
Deposited Item Returned $25.00
Redeposited Item Returned $20.00
Early Withdrawal from Scheduled Club Accounts $20.00
Foreign Collection Item $35.00
Non-Sufficient Funds $30.00
Paid Overdraft 1 $30.00
Overdraft Transfer2 $4.00
Physical Draft/Statement Copy (each) $5.00
Uncollected Funds Fee (Draft, ACH) $30.00
Stop Payment Fee3 $20.00 / $25.00
IRA Trustee to Trustee Transfer Fee $50.00
ATM and Debit Card Services Fee
Reissue Debit Card $7.00
Rush Card Fee Varies
ATM Withdrawal/Transfer Fee $1.00 in excess of eight (8) per month
EFT Services* Fee
Incoming Domestic Wires No Charge
Incoming International Wire No Charge
Outgoing Domestic Wire $25.00
Outgoing International Wire $50.00
International Wire Cancellation Fee $60.00
Miscellaneous Charges Fee
Official/Cashier’s Check (when payable to a 3rd party) $5.00
Escheatment Processing Fee $50.00
Inactive Account Fee4 $5.00 per month
Legal Process $50.00
Levy/Collection Item $50.00
Closed Account Fee (if Account closed in first year) $25.00
Account Verification Letter / Forms Completion $10
Money Orders $1.50
Notary Service No Charge
Paper Statement Fee $2.00 per month
Research Per Hour $25.00
Visa Gift Card Activation Fee $3.95
Visa TravelMoney Reloadable Travel Card $4.95
Returned Mail / Bad Address $5.00 per month
FedEx Mail/Shipping / Overnight Rush Delivery $20.00 / $30.00
Extension Agreement Fee $25.00
Mortgage Cancellation $25.00 plus County Cost
Subordination Fee $100.00
Convenience / Processing Payment Fee $10.00

Download a printable PDF file

Fees subject to change

*Limitations Reserved By Motion Federal Credit Union

1Includes but is not limited to Share Drafts, ACH and ATM withdrawals.

2Maximum of six (6) debits per month from a share or money market account. Debits exceeding 6 will be charged a fee equal to the current Non-sufficient Funds fee. Repeated excess transfers will result in loss of overdraft privileges.

3Includes but not limited to Share Drafts and Certified Bank Checks. Special processing fee on Money Orders and Cashier’s Checks apply.

4Charges begin after 12 consecutive months of inactivity.

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